No points. No call to your insurance company.
If the Secretary of State mailed you a BDIC eligibility letter, finishing our approved course by your deadline keeps the points off your record — and keeps the ticket from being reported to your insurer at all.
Keep your eligibility letter nearby — it lists the deadline you have to finish by, usually 60 days out. Michigan law caps BDIC course fees at $100; ours is $44.99.
You get this benefit once. Make it count.
BDIC can be used to avoid points one time. The Secretary of State — not the court — decides whether you're eligible and mails you a letter. No court approval is needed.
- You received an eligibility letter from the Michigan Department of State
- You hold a valid non-commercial Michigan license
- You have two or fewer points on your record
- Your ticket was issued on or after December 31, 2010 and is an eligible civil infraction
- You have already completed a BDIC — the point-avoidance benefit is available once.
- The violation happened in a commercial motor vehicle.
- The offense was criminal rather than a civil infraction.
- You're already inside a 60-day eligibility window for a different violation.
Your letter names a deadline — typically 60 days from the date it was issued. Finish and pass by then and the points never post. Miss it and the ticket is reported to your insurer with all its points assessed.
From eligibility letter to a point-free result
Check your letter
The Department of State mails eligible drivers a notice with a completion deadline. Note that date.
Register with us
Two minutes, one flat $44.99 charge. No court filing, no approval to chase.
Log your four hours
Read the modules on any device, in as many sittings as you like, then pass the final exam.
We report your result
Your score and completion go to the Department of State — the ticket posts without points and stays off your insurer's radar.
Michigan questions
Do I need the court's permission?
No. The Secretary of State mails eligible drivers a notice giving them 60 days to enroll and finish with an approved sponsor. Courts aren't involved in BDIC.
Can I finish faster than four hours?
Not for BDIC — state rules require four hours of course time before the final exam. What we can do is let you split those hours however you like and keep your place between sessions.
Will my insurance company find out?
If you pass on time, the Michigan Department of State will not report the ticket or points to your insurance agency..
What if I fail the exam?
Retake it, free — just be sure you pass before your deadline. Over 99% of our students pass, most on the first attempt.
Why is Michigan more than California?
Different programs with different state requirements, exams and reporting. Michigan caps BDIC fees at $100 per course, and there's nothing added at checkout.
Start your Michigan BDIC — $44.99
Beat your 60-day deadline. Call 800-772-0682 and we'll read your letter with you.